Rosemary Papp

With over 36 Years Local Experience to Serve You


Especially in hot markets, buyers can feel pressure to make snap decisions. Taking the time to view potential properties a second time can be invaluable in helping buyers avoid making a decision they'll regret.

First viewings tend to be emotional. Buyers are assessing whether the property feels right; many "fall in love" with what they see. A second viewing allows you time to process those emotions and figure out whether you could have a lasting relationship with this home, or if it was just infatuation at first sight.

First viewings also tend to be general, as buyers focus on the big picture: How big is the home? How many bedrooms are there? How many bathrooms? On a second viewing – when your emotions have cooled and you're able to look more critically – you'll no doubt notice things you missed the first time. Perhaps that second bathroom isn't a full bathroom, or you didn't realize how little storage space there is, for instance.

On the other hand, a second viewing may be just what it takes for a property to move from your "maybe" column to your "yes" column. Having had time to reconsider those things you weren't crazy about – and having seen what else is out there – you might just decide you can live without that kitchen island or you don't need that much storage space.

Lastly, a second viewing allows you to check out the area at a different time of the day or week. Were you first there on a weekend? If so, what's it like during rush hour? Was your first viewing during the day? What's the neighborhood like at night?

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I have sold a property at 38 9080 198TH ST in Langley.
Bring your china & crystal, display it proudly in lovely separate dining room of this spacious home! Features include bright, open kitchen with dual skylights, plant window and island, meal nook with "treasure" cabinet, large, centre living room with extra length windows, custom draperies, leaded glass doors to dining room. MBRM includes built in cabinets, family room/den addition offers direct access to covered deck that is perfect for year round living and private garden area, storage and lane access; park amenities include clubhouse with full kitchen, social activities, workshop, visitor & RV parking, doggy park. This gated community is for those 55+ and 1 small pet. Call soon or this good buy will soon be good bye!
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For many of us, the holiday season can be as stressful as it is happy. But the good news is that you always know when it's coming, which means you can prepare and plan for a holiday that's more joyous for you – and less taxing on you – with these tips!

Prioritize your commitments. Make a list of all those chores to be done and events to be attended this season. For each item on your list, ask yourself, "Does this help me achieve my holiday-season goals? Is this rewarding?" While you probably can't scratch every item for which the answers are "no" off your list, there are probably some you can do away with.

Cheat a little. Are there ways you can make taking care of what's left on your to-do list easier and less time consuming? For example, can you switch to a Secret Santa style of gift exchange, in which you'll only be responsible for buying one gift? Can you ask each of your dinner guests to come with a contribution, rather than cooking everything yourself?

Get organized. Use a system – be it a printed calendar or a smartphone app – to keep track of your chores and commitments. Make note not just of the time by which you need to finish a chore or be ready for an event, but when you need to start in order to meet those deadlines without breaking too much of a seasonal sweat.

Delegate. You don't have to do everything yourself. Getting the kids involved in gift wrapping, decorating, simple food-preparation tasks, or even writing a standard, simple message in greeting cards can be a great way to achieve your goal of spending quality time with your family over the holiday season. You may even find yourself establishing new family traditions that everyone can enjoy.

Set a budget and stick to it. Money is a common source of holiday stress (not to mention postholiday stress), so figure out ahead of time what costs you need to account for and what you can afford to spend. And don't stop at gifts – other holiday-related costs can include decorations, food and beverages, mailing costs for shipping gifts and, if you plan to leave town, travel expenses.

Try to maintain your regular healthy eating, exercise and sleeping routines. Not only will sticking to your routines help you to avoid the guilt-induced stress that can come from neglecting yourself and overindulging, you'll also be in a much better frame of mind to deal with other typical holiday-season stresses like having too many things to do or dealing with family drama.

Be mindful of your mindset. So much of the stress we feel during the holidays is self-induced. We guilt ourselves when we say no, overextend ourselves when we don't and we hold ourselves to impossible standards of perfection. Keep your holiday-season goals (e.g. family fun, helping those in need) in focus, remind yourself that you're only human and that there's always next year!

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I have sold a property at 467 8328 207A ST in Langley.
Wake up Happy! This beautifully appointed A plan 2 BR plus den at Yorkson Creek features 4th floor corner location with large wrap deck, granite counters and vanity tops, stainless appliances including upgraded stove, maple cabinets, customin suite storage, heated tile floor in bathrooms, island seating in kitchen, in suite laundry, energy efficient, A/C and also included, 2 secure parking spaces, 1 space is extra wide, individual secure storage, low maintenance fees. Pets and rentals permitted, this home also features a good low interest assumable mortgage, rental range for this plan is $1450-1600 p/month. Call soon, this good buy will soon be good bye!
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Source: Fraser Valley Real Estate Board

SURREY, BC – The Fraser Valley Real Estate Board processed 1,136 sales on its Multiple Listing Service (MLS®) in November, an increase of 15 per cent compared to the 986 sales during the same month last year and 22 per cent lower than the 1,448 sales processed in October.

New listings in the Fraser Valley decreased by 2 per cent in November, going from 1,774 last year to 1,748 last month taking the number of active listings to 8,302, a decrease of 4 per cent compared to the 8,641 active listings in November of 2013.

“This is the time of year when families are settling in for winter and the holidays, so we expect to see a decrease in activity,” explains the Board’s president, REALTOR® Ray Werger. “After a busy fall with volumes reaching 5-year highs, we’re winding down the year with sales on par with the ten-year average, but about 8 per cent fewer new listings therefore home buyers will notice a shortage of inventory in certain price ranges.”

Pricing continues along the same trends as seen for most of 2014, with single family detached prices continuing to rise; townhouse prices remaining steady, and apartment prices decreasing. The MLS® Home Price Index (MLS® HPI) benchmark price of a detached home in November was $575,400 an increase of 4.6 per cent compared to November 2013, when it was $550,300.

The MLS® HPI benchmark price of townhouses increased 2.2 per cent from $292,400 in November 2013 to $298,900 last month. The benchmark price of apartments decreased year-over-year by 3.5 per cent, going from $196,200 in November of last year to $189,400 in November 2014.

“Prices are a function of supply and demand - which your REALTOR® will explain varies considerably from area to area and within the different property types - as well as local amenities, transportation options and future community development, underscoring the importance of expert guidance when you’re looking to list or buy,” says Werger.

“Overall, 2014 is shaping up to be a good year for Fraser Valley real estate,” continues Werger. “We hit a bit of a trough during the summer of last year, but since then sales have recovered and we’re tracking towards a 15 per cent increase in year-to-date sales for 2014 compared to 2013 with prices remaining relatively stable.”

Find the November Statistics Package here.

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I have listed a new property at 25 2315 198TH ST in Langley.
Birds sing and trees whisper in gentle setting of this nicely maintained 2 BR home in Deer Creek Estates. This private perimeter location backs onto Little Campbell River; updates include spacious kitchen with extra wall length storage cabinets, living/dining room offers space for cozy seating or family size gatherings, family room/den addition with separate access to sundeck and additional detached storage included. Amenities include clubhouse & social activities, this community lifestyle is for those 45+ and 1 small pet, trails, shopping, transit, pub near. Call soon or this good buy will soon be good bye!
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The holidays are almost here and you may have a long list of people to shop for. In fact, you may spend hours looking for the perfect gift for that special someone, or days searching for the most flattering party outfit for yourself. But how much time do you spend looking for the perfect mortgage? Considering it's the largest financial transaction you'll probably ever make, the answer is likely, "nowhere near enough time".

A previous survey conducted by Zillow revealed that the typical borrower spends only five hours researching their mortgage or home loan, the same amount of time as they spend researching their next vacation, and half the amount of time they spend researching their next car!

Lenders offer different types of mortgages with different terms, conditions and interest rates. As you would for any other consumer good or service, comparison shop for your mortgage and make sure you understand what's being offered. While it may be tempting to make your decision solely on interest rates, compare all the different mortgage features, such as prepayment options, that could save you money in the long run.

Let's talk about your housing wants and needs, and the benefits of getting pre-qualified for your housing loan. Confirming your budget prior to starting the homehunting process will allow for a more realistic and more enjoyable home-hunting process.

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I have sold a property at 13 9080 198 ST in Langley.
Priced to impress, looks equally good! The Seymour plan features tiled entry foyer, family room off kitchen, spacious living/diningroom, gas fireplace, kitchen with pantry cupboard and large bedrooms; Mbdrm features Jack & Jill closets to ensuite with offset soaker tub. Updates to this cozy home include roof, skylight and furnace motor. Outdoor space features new private deck and storage. Amenities include clubhouse with full kitchen, social activities, workshop, RV and visitor parking. This gated community is for those 55+ and 1 small pet and offers direct access to Walnut Grove shops and transit. A pleasure to show, call soon or this good buy will soon be good bye!
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Selling your home is an extensive process and can be over in a weekend or drag on for several months.  Understanding the process can help you set realistic expectations and give you enough time to get everything in order.  Regardless of the current real estate market, it is important to have your home looking its best so that potential buyers can imagine themselves calling your place home.

Do the math.  Selling your home can be a financially rewarding step in the right direction, but it is important that you understand the numbers before you even begin the process.  Speak to a REALTOR® about the market value of homes in your area, and have a good understanding of how your home compares.  Features like a larger property, additional parking space, an upgraded kitchen or an extra bedroom will add value to a home in comparison with other properties.  The current market condition, as well as interest rates and the number of other properties for sale in your area will all play a role in the sale price that you get for your home.  Understand that pricing your home over market value could mean that your house will take longer to sell.  What other figures should you know about?  Ask your mortgage lender for a current statement so you are aware of how much is owing on your mortgage.  Be aware of any fees associated with breaking the mortgage, paying the REALTORS® involved in the transaction, and legal fees.

Make a to-do list of simple home improvements.  There is no need to completely overhaul your home, but you will have to tackle those small projects that you have been avoiding.  Simple tasks like replacing a broken screen, tightening a loose faucet, and repainting scuff marks on the walls will prevent your home from looking neglected.  Buyers may not notice one or two small things, but if there are many deficiencies, they may be concerned for the over-all condition of the house.  If live in an older home, it is also a good idea to order your own home inspection so that you can address any major issues prior to going on the market.

Clean up and remove clutter.  A top-to-bottom cleaning is required to make sure that your home is looking its best.  This includes all outdoor areas, the garage, and closet spaces.  Give yourself a few days depending how much work you have ahead of you, and don't be afraid to ask for help.  A clean and organized home will help potential buyers see your home's best features without being distracted by clutter.  Rent a storage container if you need some extra space to store away seasonal items, extra furniture and personal belongings.  Donate unwanted items or have a yard sale if weather permits.  Pack away personal items like family photos.  Once your home is looking its best, have someone else do a walk though and provide you with constructive feedback.

List your home and make way for potential buyers.  Have a plan in place for when you need to leave home for scheduled showings.  If you have pets, make sure to have their carriers handy so that it is easy to bring them with you on the way out the door.  Do your best to keep the house clean and presentable at a moment's notice.  Although the preparation can be stressful and time consuming, you will be grateful for all of your hard work once you have a signed offer in hand.  Showcasing your home at its best will help you to earn top dollar and move on to purchase your next home.

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RE/MAX Treeland Realty
#101 - 6337 198 Street
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